Fees and Insurance

Insurance

Dr. Spektor is in-network with Aetna and will bill insurance directly for clients with that insurance plan. Please contact your insurance company via the number on the back of your insurance card to verify benefits before your first appointment to make sure that Dr. Spektor is in-network with your specific plan and to learn about your copay or co-insurance responsibility.  Dr. Spektor is an out-of-network provider for all other insurance companies. 


Self-Pay and Out-of-Network Fees

Initial Assessment - $185

Psychotherapy Session (60 minutes) - $175

Psychotherapy Session (45 minutes) - $160


Fees are due at time of service and payable by cash, check, or card (debit/credit/FSA/HSA). Dr. Spektor offers sliding scale services on a limited basis. You can also visit https://openpathcollective.org/ to find affordable therapy providers. 


If you have out of network benefits, Dr. Spektor can provide a Super Bill for you to submit to your insurance company.  You may be eligible to receive reimbursement for part of the fee. Please contact the number provided on the back of your insurance card and ask the following questions:



You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost 


Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. 


For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.